Website Content
Please read this agreement carefully before accessing or using this site. By accessing the website, you agree to be bound by the terms and conditions contained herein. If you do not want to be bound by these terms and conditions, you should not access or use the website. American National may at any time revise these terms and conditions without notice. Accordingly, you agree to review the agreement periodically, and your continued access or use of this site shall be deemed your acceptance of the modified agreement.

Product Availability
The product and/or service descriptions, if any, provided on the American National website are not intended to constitute an offer to sell or a solicitation to buy any product or service. Not all products and services are available in all states, and are subject to applicable regulation. Anyone interested in a particular product should contact the pertinent American National business unit to ascertain whether the product and/or service is available in their jurisdiction and to request a copy of the applicable policy for a complete description of the product and/or service. Please note, in many instances products and services may be offered only through employers or other plan sponsors.

American National Insurance Company is the parent company of the American National family of companies, collectively referred to as American National. Through the family of companies, American National offers life insurance products, annuities, property and casualty insurance, and other financial products and services.

The American National family of companies conducts business in all 50 states, the District of Columbia, Puerto Rico, and certain U.S. territories. American National Insurance Company is authorized to sell its products to American military personnel in Western Europe. Through its subsidiary, American National de México, Compañía de Seguros de Vida (ANMEX), life insurance products are offered in Mexico. Unless otherwise indicated, the products and services are available in the U.S. only and not all products or services are available in all states. Only Garden State Life Insurance Company and the Farm Family companies are authorized to do business in the state of New York.


Limitation of Liability
You use the website at your own risk. All information and content available on or accessible from the American National website are provided “as is”, without warranty of any kind, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. American National makes no representations or warranties about the accuracy or completeness of the information contained on this website. American National does not guarantee or warrant that functions will be uninterrupted or error-free, that any information, software or other material available on or accessible through the website are free of viruses, worms, Trojan Horses, or other code that has contaminating or destructive properties. If your use of this website or the materials therein results in the need for servicing or replacing property, equipment, or data, American National is not responsible for those costs. American National assumes no responsibility for any consequence relating directly or indirectly to any action or inaction that you or anyone else takes based on the information, services, or other material from this site.

Links to Other Websites
Links to other websites are offered as a matter of convenience and in no way are meant to imply that American National endorses, approves, sponsors, promotes or is affiliated with the owners of or participants in those sites or any material contained therein.

Privacy
American National cannot guarantee the confidentiality of information exchanged over the Internet. Please note that personal information, such as your social security number, telephone number, address or information contained in your message may be accessible to other users of the Internet. To protect your privacy, please do not use e-mail to communicate information you want kept confidential.

Personal information transmitted to us will be treated in accordance with our Privacy Policies.

Ownership of Materials & Restrictions on Use
Applicable copyright laws protect the contents of the American National website. No permission is granted to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, products or services found on this website.